Deposit & withdrawal methods
Move money in and out of your VestAccrue account in Canadian dollars, with the methods Canadians actually use. Every platform-side deposit and withdrawal is free of charge; third-party costs, where they exist, are shown before you confirm. Timelines below are typical on business days.
Withdrawal methods
Withdraw available funds at any time. Requests are processed on business days, and the first withdrawal to a new method goes through a one-time ownership check. Full conditions are in the Withdrawal Policy.
| Payment method | Type | Fee | Processing time | Details |
|---|---|---|---|---|
| Interac e-Transfer | Interac bank transfer | Free | Within 24 hours | Withdraw straight to your Canadian bank account by e-Transfer. Once your request is approved, funds are usually available within 24 hours on business days. |
| PayPal | Digital wallet | Free | Within 24 hours | If you deposited with PayPal, withdrawals can be sent back to the same account. After approval, funds normally reach your PayPal balance within 24 hours. |
| Visa | Debit / credit card | Free | 1–3 business days | Withdrawals can be returned to the Visa card used for your deposit, where your bank supports it. Final crediting depends on your card issuer and usually takes 1 to 3 business days. |
| Mastercard | Debit / credit card | Free | 1–3 business days | Mastercard withdrawals are returned to the same card you deposited with. Processing time depends on the issuing bank and typically takes 1 to 3 business days. |
| Apple Pay | Digital wallet | Free | 1–5 business days | Withdrawals initiated with Apple Pay are processed to the underlying card or account. Depending on your bank, funds normally arrive within 1 to 5 business days. |
| Google Pay | Digital wallet | Free | 1–5 business days | Withdrawals initiated with Google Pay are processed to the underlying card or account. Depending on your bank, funds normally arrive within 1 to 5 business days. |
Deposit methods
Fund your account from C$350. Deposits are credited to your balance as soon as the payment provider confirms them, and no platform fee applies to any method.
| Payment method | Type | Fee | Processing time | Details |
|---|---|---|---|---|
| Interac e-Transfer | Interac bank transfer | Free | Instant | The most direct way to fund your account from a Canadian bank account. Send an e-Transfer from your online banking and the deposit is usually credited within minutes of acceptance. |
| Visa | Debit / credit card | Free | Instant | Fund your account with a Visa debit or credit card. After successful authorization the payment normally processes right away; some banks may ask for an extra Visa Secure verification step. |
| Mastercard | Debit / credit card | Free | Instant | Mastercard offers a fast way to deposit online. For security, an additional Mastercard Identity Check verification may be required before the funds are credited. |
| PayPal | Digital wallet | Free | Instant | Connect your PayPal account to a card or bank account and deposit in a few taps. After the payment is confirmed, the deposit is normally credited to your trading account immediately. |
| Apple Pay | Digital wallet | Free | Instant | Deposit from compatible Apple devices using Face ID, Touch ID or your passcode. Payments are normally processed as soon as authentication completes. |
| Google Pay | Digital wallet | Free | Instant | Deposit from compatible Android devices. After successful authentication payments are processed immediately and funds are normally credited without delay. |
How a deposit works, step by step
- Choose your method with your account manager. For most Canadians, Interac e-Transfer is the simplest: it moves funds straight from your bank account in Canadian dollars, with no card involved and no conversion.
- Initiate the transfer. For e-Transfer, send the payment from your online banking using the instructions shown in your dashboard; for cards and wallets, complete the provider's own secure checkout in the amount you chose.
- Confirmation. e-Transfer deposits are normally credited within minutes of acceptance; card and wallet deposits are credited as soon as the provider authorizes the payment. Your balance updates without a refresh of the whole page.
- Talk it through before, not after. If a payment fails or an amount looks wrong, do not send it twice: write to support with the reference, and the trace with the provider starts the same business day.
Payment security, briefly
Card and wallet payments are processed on the payment provider's own secure pages, so your full card number never touches our servers. e-Transfer never shares your banking credentials with us at all: your bank's own login and security questions stay between you and your bank. Payouts are returned by the same rail a deposit arrived on, and the first withdrawal to any new method goes through a one-time ownership check, because a payout is the moment account-takeover attackers care about most.
If a message about a payment ever asks for your password, a one-time code, or remote access to your device, it is not from us; see the Fraud Warning page and report it. Real payment questions are answered by the support team at our published address, in English or French, during business hours.
Deposits and withdrawals are executed in Canadian dollars; currency conversion (up to 1.50%) applies only when you trade an instrument in another currency. For your security, payouts follow the same rail the deposit arrived on, and Interac e-Transfer withdrawals require an email or phone registered in your name. Questions about a specific method: [email protected].